# BLOK Capital: Full Reference for AI Agents

> BLOK Capital is a non-custodial, decentralized wealth-management protocol on Arbitrum where users either follow professionally curated on-chain indices or hire an on-chain manager, while their assets never leave their own wallet.

- Legal entity: BLOK Capital DAO LLC
- Category: Decentralized (non-custodial) wealth-management protocol (DeFi)
- Chain: Arbitrum (Ethereum Layer 2)
- Founded: 2023
- Token: $BLOKC (governance token; curated indices ship as BLOKC2, BLOKC5, BLOKC10)
- Website: https://blokcapital.io

## Key facts
- Assets stay in the user's own smart-contract wallet at all times. BLOK Capital never takes custody and holds no admin key over user funds.
- Sign-in uses Web3Auth MPC with ERC-4337 smart accounts, so there is no seed phrase to manage.
- Contracts use the EIP-2535 Diamond pattern, so strategies and integrations can be upgraded without forcing users to migrate to new contracts.
- Manager track records are written to non-transferable ERC-5484 soulbound badges, verifiable from any dapp.
- The protocol was audited by CredShields (full v1.0 audit, December 2024) with continuous automated review by SolidityScan and Octane.
- Governance runs on-chain through Aragon OSX; $BLOKC holders vote on fees, indices, and new contract facets.
- Contracts are open-source on GitHub and data is served from a public The Graph subgraph, with no centralized backend.
- Users can on/off-ramp fiat to the USDC stablecoin via regulated partners such as Transak.

## Architecture & guarantees
- **Non-custodial by design** (Web3Auth · ERC-4337): Every Garden lives at your address. Sign in with Google via Web3Auth's MPC, no seed phrase, no custody, no admin key.
- **Upgradable without migration** (EIP-2535 Diamond): Add facets, swap strategies, integrate new DEXs, all without forcing users into new contracts. Storage stays put.
- **On-chain reputation** (ERC-5484 soulbound): A Gardener's track record writes itself to a non-transferable badge in their wallet, verifiable from any dapp, owned by no platform.
- **Audited in the open** (CredShields · SolidityScan · Octane): Audited by CredShields, with continuous automated review by SolidityScan and Octane. Every facet ships with receipts.
- **DAO-governed** (Aragon OSX): Every protocol change, fees, indices, new facets, routes through on-chain Aragon votes. BLOKC holders decide.
- **Open-source** (GitHub · The Graph): Read the contracts. Run the front-end yourself. Data comes from a public subgraph, no centralized backend to trust.

## Security audits
- **CredShields** (Dec 2024): Full protocol audit of BLOKC v1.0 — all findings reviewed and resolved.
- **SolidityScan** (Ongoing): Automated security scan across the Diamond controller and core facets, re-run on every release.
- **Octane** (Ongoing): AI-assisted contract review covering the indices and rebalance logic.

## Roadmap
- Q3 '23 · Angel Round [done]: Initial round closed. Built the team and the thesis.
- Q2 '24 · Private Sale [done]: Strategic partners on board. Treasury established.
- Q1 '25 · Building the Garden [done]: Diamond proxy architecture, soulbound rep contracts shipped to testnet.
- Q3 '25 · Multiple DEXs [done]: Liquidity expansion across Camelot, Uniswap, and partner venues.
- Q4 '25 · Full Chain Abstraction [done]: Smart-wallet UX via ERC-4337 + EIP-7702. Pay gas in any token, sign once for batched actions.
- Q2 '26 · First Public Launch [current]: Mainnet open to everyone. First 100 Gardens planted on Arbitrum.
- Q2 '26 · Curated Index Gardens [future]: Three curated indices go live, BLOKC2, BLOKC5, and BLOKC10. Auto-rebalancing, on-chain receipts.
- Q3 '26 · DAO Voting Live [future]: Aragon OSX module activated. BLOKC holders steer every protocol change, fees, indices, new facets.
- Q3 '26 · Index Expansion [future]: Sector indices added, RWAs, gaming, AI/compute, perpetuals. Each one a community-curated basket.
- Q4 '26 · Staking & Fee Switch [future]: Stake BLOKC to earn protocol fees. The fee switch flips by DAO vote.
- Q2 '26 · Launch BLOK Capital Community [current]: The community opens its gates. Discord, contributors, and the first gardeners take root.
- Q2 '26 · Ambassador & Builder Vesting Program [current]: Ambassador program opens and builder vesting begins, rewarding the people who grow the garden.
- Q3 '26 · Mainnet Protocol Launch [future]: The protocol goes live on mainnet. Gardens open to everyone on Arbitrum.
- Q2 '27 · IDO [future]: Initial DEX offering. DAO treasury opens.
- Q2 '27 · Introduction of Gardeners [future]: Verified manager onboarding live. ERC-5484 soulbound reputation badges activated.
- Q3 '27 · AI Gardener [future]: AI-assisted strategy authoring. A new path for non-expert managers to publish indices and earn reputation.
- Q4 '27 · Cross-chain Gardens [future]: Gardens span Arbitrum, Base, and beyond. Single-wallet UX, multi-chain yield, one reputation record.
- Q4 '27 · Full Bloom [future]: All features mature: AI, indices, DAO, staking. The garden tends itself; the gardeners tend the protocol.

## Glossary
- **Garden**: A user's on-chain investment portfolio, held in their own smart-contract wallet at their own address.
- **Gardener**: An on-chain investment manager whose performance and reputation are recorded to a soulbound badge.
- **Curated index**: A professionally assembled, auto-rebalancing basket of crypto assets (e.g. BLOKC2, BLOKC5, BLOKC10) that users can follow non-custodially.

## Frequently asked questions
### What is BLOK Capital?
BLOK Capital is a pioneering DeFi platform that bridges traditional finance with the crypto ecosystem, providing institutional-grade investment solutions while maintaining accessibility and transparency through blockchain technology.

### Is my money and data secure with BLOK Capital?
With a non-custodial wallet, you have sole control of your private keys, which in turn control your cryptocurrency and proves the funds are yours. No one apart from you can access your funds, even us! The BLOKC smart wallet accounts are easy, safe and smarter. Note: Always select guardians for your wallet, since if you lose your private keys, even we can't access it!

### Is BLOK Capital secure?
Yes, security is our top priority. We implement industry-leading security measures, smart contract audits, and follow best practices to ensure the safety of user funds and data.

### What are Stablecoins?
Stablecoins are digital assets pegged to a dollar. Meaning that no matter what, your stablecoins will always be redeemable to USD. We use USDC as our primary stablecoin: a trusted and regulated coin.

### How do I add / withdraw funds to and from my Wallet?
We have partnered up with the most secure crypto payment processors so you can onramp your fiat into crypto with ease. Our partners, such as Transak, perform a quick KYC check and use your bank account or card to purchase the stablecoin USDC to your account. You can also withdraw the assets you've received or bought back to your bank account through similar channels.

### How do I get started with BLOK Capital?
Sign up on the web version with nothing but your email, a Farcaster account, or a web3 wallet. Simply use Social Login with Google and you're ready to explore the world of web3 and crypto.

### Is BLOKC available for Android, iOS and Web users?
Right now you can always launch the web version. In the future we may ship iOS and Android apps.

### How do I recover my BLOK Capital account if I lose access?
Because BLOK Capital emphasizes self-custody, it's crucial to securely store your wallet's recovery phrases. If you lose access, recovery depends on those credentials. BLOK Capital does not have access to your private information, so follow best practices for securing and backing up your wallet, and set guardians while you can.

### What security measures does BLOK Capital have in place?
Self-custody: investors maintain control over their assets, reducing the risk associated with third-party custody.
Smart contracts: audited and secure contracts manage transactions and agreements.
Transparency: all operations are conducted on the blockchain, providing an immutable and transparent record.

### Is there a minimum deposit required to use BLOK Capital?
There is no minimum deposit. Users can start with a minimal amount in their gardens.

### Are there any geographic restrictions for using BLOK Capital?
There are no geographic restrictions. We are fully decentralized and welcome users beyond any geographic boundary.

## Authoritative resources
- Documentation: https://docs.blokcapital.io
- GitHub (open-source code): https://github.com/BLOKCapital